Individual Growth Services

Endowments

An endowment is an investment plan that allows you to create wealth tax-efficiently.

Investment Term

Fixed Term with a minimum 5 years.

Risk

Dependant on individual’s risk appetite

Liquidity

No access to money in first contract year.

Tax

Taxed within the fund.
Tax-free after 5 years.

Inflation

Returns will exceed inflation if growth exceeds inflation.

Why use an Endowment?

An endowment benefits investors who have a marginal tax-rate greater than 30%.  It allows you to nominate a beneficiary which means potential savings on executor’s fees.

Endowment Benefits

Endownment Term

There is a minimum policy term of 5 years and a maximum policy term to retirement. Guarantee options available at each 5 year anniversary, this means you have the option to guarantee your capital investment.

SMB Finance - About the Author - Sheldon Botes

If you are keen to meet up and chat about what your possible options are give me a call or whatsapp me and I will call you back.

WhatsApp or Call

+27 72 374 6867

Email

sheldon@smbfinance.co.za

Get Advice

To learn more about what your investment options are then get in touch. If you are not comfortable filling out the form below, then feel free to phone or email me.

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