Growth
Financial products designed to grow your wealth through sustainable investing practices.
Security
Financial products designed to provide financial security during your retirement years.
Protection
Financial products designed to protect your wealth against events that put it at risk.
GROWTH
UNIT TRUSTS
A unit trust, or collective investment scheme, is a portfolio of assets such as equities, bonds, cash, and listed property, in which investors can buy units.
UNIT TRUST
INTRODUCTION
When delving into the world of investing, it’s easy to get swept up in attractive options, the latest trends, and quick returns. The biggest mistake many investors make is not assessing their risks or doing their research.
By staying away from unrealistic promises and doing your due diligence you can set yourself up for future success. A good rule of thumb is to never invest in anything without understanding how it works or the risks.
Speaking with a financial advisor can provide insight into where best to invest your funds based on your goals and level of risk. They are also legally obligated to meet with you once a year to discuss your portfolio, and can assist you when you need to withdraw funds or increase your monthly contributions.
Benefits
ACCESS
Unit Trusts give you access to the stock exchange without specialist knowledge.
DIVERSIty
Unit Trusts allows you to spread your risk across markets, sectors and economies.
EXPERTISE
Funds are managed by financial experts and analysts who are held accountable by the FSCA.
FLEXIBILITY
Unit trusts offer you flexibility in terms of how you want to invest.
FACTORS
TERM
The amount of time the money would need to be invested for.
Advisor notes
3+ years recommended minimum.
No fixed term.
Risk
This is your risk appetite which we determine through a risk analysis questionaire.
Advisor notes
Dependant on the individual's risk appetite.
LIQUIDITY
Liquidity refers to the speed at which the funds can be be made accessible for use at little to no cost.
Advisor notes
Easily accessible
(within 7-days).
TAX
This refers to the amount of tax you will incur on the growth of your investment.
Advisor notes
Investor responsible for paying tax on growth of their investment.
Inflation
Because inflation is linked to the cost of living, your investment growth needs to exceed inflation.
Advisor notes
Returns will exceed inflation, if growth exceeds inflation.
Book AN appointment
Sheldon M. Botes
Financial Advisor at Fable Wealth (Pty) Ltd.
Appointments
All initial consultations are free of charge.
Qualifications
Bcomm (Economics) University of KwaZulu-Natal Bcomm Hons (Management) Independant Institute of Education PGD Financial Planning University of the Free State RE1 & RE5 Regulatory Exam
Contact details
Phone: +27 72 374 6867 Email: sheldon@smbfinance.co.za
FSP PARTNERs
