Financial products designed to grow your wealth through sustainable investing practices.
Financial products designed to provide financial security during your retirement years.
Financial products designed to protect your wealth against events that put it at risk.
A unit trust, or collective investment scheme, is a portfolio of assets such as equities, bonds, cash, and listed property, in which investors can buy units.
When delving into the world of investing, it’s easy to get swept up in attractive options, the latest trends, and quick returns. The biggest mistake many investors make is not assessing their risks or doing their research.
By staying away from unrealistic promises and doing your due diligence you can set yourself up for future success. A good rule of thumb is to never invest in anything without understanding how it works or the risks.
Speaking with a financial advisor can provide insight into where best to invest your funds based on your goals and level of risk. They are also legally obligated to meet with you once a year to discuss your portfolio, and can assist you when you need to withdraw funds or increase your monthly contributions.
Unit Trusts give you access to the stock exchange without specialist knowledge.
Unit Trusts allows you to spread your risk across markets, sectors and economies.
Funds are managed by financial experts and analysts who are held accountable by the FSCA.
Unit trusts offer you flexibility in terms of how you want to invest.
The amount of time the money would need to be invested for.
3+ years recommended minimum.
No fixed term.
This is your risk appetite which we determine through a risk analysis questionaire.
Dependant on the individual's risk appetite.
Liquidity refers to the speed at which the funds can be be made accessible for use at little to no cost.
This refers to the amount of tax you will incur on the growth of your investment.
Investor responsible for paying tax on growth of their investment.
Because inflation is linked to the cost of living, your investment growth needs to exceed inflation.
Returns will exceed inflation, if growth exceeds inflation.
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Sheldon M. Botes
Financial Advisor at Fable Wealth (Pty) Ltd.
All initial consultations are free of charge.
Bcomm (Economics) University of KwaZulu-Natal Bcomm Hons (Management) Independant Institute of Education PGD Financial Planning University of the Free State RE1 & RE5 Regulatory Exam