Individual Growth Services

Endowments

An endowment is an investment plan that allows you to create wealth tax-efficiently.

Investment Term

Fixed Term 5 years.

Risk

Dependant on risk appetite

Liquidity

No access to money in first contract year.

Tax

Taxed within the fund.
Tax-free after 5 years.

Inflation

Returns will exceed inflation if growth exceeds inflation.

Why use an Endowment?

An endowment benefits investors who have a marginal tax-rate greater than 30%.  It allows you to nominate a beneficiary which means potential savings on executor’s fees.

Endowment Benefits

Endownment Term

There is a minimum policy term of 5 years and a maximum policy term to retirement. Guarantee options available at each 5 year anniversary, this means you have the option to guarantee your capital investment.

SMB Finance - About the Author - Sheldon Botes

If you are keen to meet up and chat about what your possible options are give me a call or whatsapp me and I will call you back.

WhatsApp or Call

+27 72 374 6867

Email

sheldon@smbfinance.co.za

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To learn more about what your investment options are then get in touch. If you are not comfortable filling out the form below, then feel free to phone or email me.

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